Web3 NeoBank App Development I Whitelabel NeoBank Banking App

Building The Future Of Finance With Web3 NeoBank Banking App Solutions

By Suffescom Solutions

July 14, 2023

Building The Future Of Finance With Web3 NeoBank Banking App Solutions

The growing global customer base of from 2 million users to 15 million become the most talked about topic in the banking industry. Therefore nonbanks have increased from around 70 to over 250 in just three years. According to stats, the global neobank market is at a CAGR rate of over 47% and is expected to hit $722,60 billion by 2028.

The massive growth of the neobank has become a motivation for budding entrepreneurs to start their neobank. If you are planning to jump into the bandwagon of web3 neo banks, you are at the right place.

Suffescom Solutions is a leading Web3 NeoBank Banking App development company. We develop fully featured web3 neobank solutions packed with the latest functionalities and advanced technology. We have designed and delivered similar technology products, too. Check our case studies and Video Testimonials for in-depth detail. You can also call our technical experts to know your project details, such as features, functionalities, price, tech stacks, and more!

Let’s discuss your web3 Neobank app in detail.

Web3 NeoBank Banking App Development Benefits

Web3 neobank is designed with several benefits over the traditional banking system. Let's find out some;

  • Web3 neobank is designed on a blockchain that stores users' information in blocks. Therefore there is no threat of data security concerns.
  • Web3 neobank apps offer a better customer experience with high-end technology.
  • Web3 neobank apps are faster, have high processing speed, and offer no loading time.
  • Web3 neobank app stays connected with users 24*7.
  • No need to pay additional service fees such as withdrawal charges, SMS charges, monthly maintenance charges, annual charges, etc.
  • Faster international transactions streamline the banking process.
  • Web3 Neobanking offers paperless banking at an ease of the customer’s location.
  • Quick loan processing for start-ups and individuals with overdraft facilities.
  • Opportunity for users to customize their app interface according to highly used features.

Unlock The Potential of the Banking Industry With the Web3 NeoBank Banking App

Enjoy a highly secured crypto NeoBank platform without spending on physical banking with the ability of unparalleled technology.

Top Neobank Apps In The Market 

hi: Web3 Wallet-Crypto Neobank

Hi is one of the biggest and most popular web3 neobank in the US market. The bank has more than 1 Million Downloads on the Google Play store. The bank is designed to revolutionize the world and empower people to take more control of money. Known for its extraordinary benefits to customers, such as offering personal IBAN and NFT MasterCard. The platform buys and sells cryptos & stablecoins such as Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC), and Dai (DAI) instantly.


Varo - Neo bank app designed to offer significant benefits to its users, including - monthly fees, minimum balance, overdraft fees, no credit check, and thousands of accessible ATMs. The app is gaining popularity among crypto enthusiasts, therefore holding 5.4M downloads, with 4.7 Google Reviews. The bank offers a Visa debit card that users can use for transactions.


Aspiration - a digital banking system that offers banking services to customers via a mobile app. The app helps enterprises and investors to enter the carbon market with innovative and flexible financing options. The digital bank aims to protect social as well as environmental impact.


Chime- a prominent name in the neo banks in the US market. According to a study, the bank has over 21.6 million users that leverage the banking services every day. The bank is a top choice of users due to extraordinary services, fee-free overdraft, paychecks, ATMs, credit limits, security and control, hassle-free transaction system, and more.

You can build a similar platform or take an idea of future generated projects. Call our experts, and we are ready to assist you at every step, whether it's about web3 neo banking app consultancy services or post-development maintenance and support. We are always there to support you!

Understand The Essential Features Of Web3 NeoBank Banking App 

We craft a platform packed with bleeding-edge features and functionalities for a seamless user experience. Let’s check out some of the features we integrate to build your next-gen solution.

For Users

  • Profile creation
  • Biometric Security
  • App Interface Customisation
  • Multiple Payment Options
  • Multiple Tiers
  • Loan management
  • Cross-Border Payments
  • Budget Assistance
  • Saving Account Management
  • Real-Time Fraud Detection
  • E-wallets
  • Reporting and Analytics
  • Account Management
  • Notification and Alerts
  • Geolocation to find nearby ATM
  • Investment Management
  • Cross-chain functionality
  • Bill Pay

For Admin

  • User Management
  • Cryptocurrencies management
  • NFT Marketplace Integration
  • Token Creations
  • Loan Management
  • Transaction Management
  • Customer Service
  • Account Management
  • Investment Management
  • Compliance Management
  • Fraud Detection
  • Budgeting and Expense Tracking
  • Credit Score
  • Card Management
  • Overdraft Protection
  • Integrations with 3rd party services
  • Notification and Alerts Management

Note; The features could vary from your customers and business needs. Along with these, you can integrate more features to enhance your user experience.

Get Ready To Build A Blockchain Packed Robust Web3 NeoBank App

Develop NeoBank App with our blockchain-dedicated team and launch a state of an art features-filled platform.

What is the cost for Web3 NeoBank App Development?

Generally, the cost to build Web3 NeoBank App Development can range between $56000 - $20000. But this cost is based on several factors that impact your app development budget. Let’s discuss them within the time frame used;

App complexity

UI/UX design of the app

App platforms such as cross or native

Prototype development cost

Web3 App development Team size

  • Project Managers
  • Business Analysts
  • Frontend Developers
  • Backend Developers
  • Designers
  • Quality Assurance Analyst

Location of the app development agency

Integration services cost

Data security cost

Migration cost

Maintenance & support cost

Tech stack usage cost for;

You can read our blog, web3 app development cost, to understand more about web3 neo bank app development cost.

What Are The Tech Stacks Used to Build Web3 NeoBank App?

Front-end developmentReact Native, Xamarin, Flutter
Back-end developmentNode.js, Ruby on Rails, Django
DatabaseMySQL, PostgreSQL, MongoDB
Cloud InfrastructureAWS, Google Cloud, Microsoft Azure
Payment GatewayStripe, PayPal, Braintree
SecuritySecure Socket Layer (SSL), two-factor authentication
Project Management

Jira, Trello, Asana

Understand Our Web3 Neo Bank App Development Process

Identify Your Target Market

We start our development journey only when we have a clear idea of our target market. We have trained business professionals with rich experience to cater to market wants and craft solutions

Determine Current User Needs

The next crucial step is to find a gap and understand what your target consumers want from a web3 Neobank app. In this phase, you will work on establishing features and functionalities that enhance their real-time interactions with the platform.

Define Our Services

Based on project needs and customers' demands, we define our web3 neobank app development services. For instance, for a simple project with moderate features and functionalities, we recommend you go with a predefined pricing model. In this model, our experts discuss all your platform features, functionalities, technologies, development tenure, and other details. With your approval, we start functioning and deliver to you on time.

Another model is to hire developers on an hourly basis. This model is mainly used for complex projects facing ever-changing customers and business needs. The model may take a longer duration to develop but is completely designed as per your dream. Our development team stays in touch at every level and implements your strategies.

Develop Your Web3 Neobank Fintech Mobile App

In this phase, our developer will design the app wireframe and ask you for approval. With the client's consent, design and develop the frontend, backend, and UI/UX. This involves the quick development of necessary features such as verification, quick signup, investment, transaction history, etc.

Establish Core and Backend Infrastructure

A robust infrastructure is essential to carry out all the tasks of the neobanking in the web3 environment. Therefore, we implement third-party APIs that focus on payment gateways, process transactions, manage everyday tasks, and develop flawless debit/credit transactions.

Compliance and Security

Maintaining user and business data confidentiality is a crucial step. Therefore, we establish a robust security infrastructure to safeguard all your activities from potential threats. The step has a great contribution to cost calculation, too, as your choice of security will reflect your budget.

Test Your Web3 Neobank App

Before launching a platform, rigorous testing is crucial that helps you identify and fix any loopholes and ensure your app’s functionality. Experts also find out potential threats, bugs, glitches, and more on the platform.

Support & Maintenance

As app development is crucial, same way support and maintenance play a significant role in keeping the platform running smoothly. We offer post-development services to keep your platform up-to-date and scale up your business process.

Store Your Debit Credit into Blocks With Powerful Web3 NeoBank App

Keep your customer's information and transactions secure by building your Web3 NeoBank App on top-notch blockchain technology.

Why Suffescom Solutions as your Web3 NeoBank App Development partner?

Suffescom Solutions is a leading Web3 Software Development Company known for innovative solutions. Our web3 neobank app incorporates interconnected decentralized apps. We provide an immersive 3D experience, engaging user interface, and data-secured environment.

Blockchain Consultancy

To help innovative ideas, we offer free of charge blockchain consultancy services. It helps you to know which technology suits your business idea the most based on security, transaction speed, gas fee, and more features.

Wallet Creation

We offer readymade and customized web3 wallet development services. It enables you to keep your business one step ahead of competitors by offering exclusive services on wallet usage.

Customized Smart Contract Development

You can create, edit or redesign your smart contact the way your customers demand with our smart contract development services. We have experienced developers to develop smart contracts in any coding language.

Price Transparency

We don’t believe in hidden costs. You will get what you want at the predefined cost only. We never give clients shock with last-minute high-value bills.

Platform Confidently

Keeping your project idea confidential is our responsibility. We sign an NDA to ensure your business idea is in secure hands.

Multi-Currency Support

From fiat to cryptocurrency, our designed solution provides all sorts of currency support. We ensure your target audience can reach your business without fretting about their in-hand currency.

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